- Nearly 18% of New York homeowners with a mortgage were behind on their mortgage payments in February. That's over 11% of all New York homeowners at risk of losing their homes, not counting those who may be behind on their property taxes or other housing expenses. Census Pulse Data - For families with children the delinquency rate is over 20%. - This rate is three times higher than the rate of delinquency at the height of the previous foreclosure crisis in January 2009. - Since 2012, HOPP provided foreclosure prevention services to over 120,000 families in New York. - HOPP funding is scheduled to expire in July 2021. There is no ongoing funding for foreclosure prevention services in the current NY state budget.