Foreclosure Pause For Veterans

The Department of Veterans Affairs (VA) is pausing foreclosure of VA-guaranteed home loans through May 31, 2024. It is also extending the COVID-19 Refund Modification program through May 31, 2024, to allow veterans to access a zero-interest, deferred-payment loan from the VA to cover missed payments and modify their existing VA loan to achieve affordable monthly payments for the duration of this extension. For more information, please see the press release from the VA.

NSLS’s Foreclosure Prevention Project provides free legal services to homeowners hoping to prevent foreclosure of their homes.

Services provided include:

• Legal representation at the various stages of the foreclosure process, including at mandatory court settlement conferences, drafting pleadings, and drafting and opposing motions
• Assist borrowers pursuing loss mitigation options, including loan modifications
• Advice and Counsel

The Project is part of the HOPP network, a Statewide coalition that includes HUD-certified housing counseling agencies. As such, we will make referrals to and collaborate with HOPP-funded, non-profit housing counseling agencies. Clients must reside in the homes subject to foreclosure and have low to moderate income for Long Island as annually set by HUD.

Nassau: 516-292-8100

Suffolk West of 112: 631-232-2400

Suffolk East of 112: 631-369-1112