May 2023 Student Loan Tip!

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Published by NSLS at April 28, 2023

Student Loan Tip!

Did you know the federal government does not need to take you to court to garnish your wages if you defaulted on paying your federal student loans? They can do so administratively. If you are at risk of having your wages garnished for defaulting on your student loans, you will receive a notice 30 days before the garnishment begins. There is information in the notice about the amount being garnished, how to request a hearing, and possible defenses you may raise to stop the garnishment.

For more information on how to stop wage garnishments due to a student loan default, please visit EDCAP’s website.

Nassau Suffolk Law Services is a participating agency in the EDCAP (Education Debt Consumer Assistance Program) Network. EDCAP helps New Yorkers navigate the student loan system regardless of the type of education debt, federal or private. EDCAP offers free, one-on-one counseling with our student loan experts who only have your best interests at heart. Nassau Suffolk Law Services can also assist when a defendant is being sued on a higher education debt matter. Please contact the EDCAP helpline at (888) 614-5004 or be screened for legal services by Nassau Suffolk Law Services at (516) 292-8100.