Beginning July 1, 2022, the credit bureaus will remove medical debt that has been paid off. Additionally, starting July 1, 2022, the grace period before reporting medical debt collection will increase to one year (previously 6 months). Lastly, in the first half of 2023, they will also remove unpaid medical debt of less than $500. As a result, it is expected that the majority of medical debts will be removed from credit reports.
Nassau Suffolk Law Services provides legal representation and advice to eligible Nassau and Suffolk residents experiencing consumer debt problems (like student loans), especially in the matters of medical and credit card debt. Suffolk residents can call 631-232-2400. Nassau residents can call 516-292-8100.