If you are totally and permanently disabled, you may qualify for a total and permanent disability (TPD) discharge of your federal student loans or TEACH Grant service obligation. If you receive a TPD discharge, you will no longer be required to repay your loans or complete your TEACH Grant service obligation. Visit the Federal Student Aid website to learn more about TPD discharge.
Income-Based Repayment (IBR) Questions & Answers
Most federal student loans are eligible for at least one income-driven repayment plan. An income-driven repayment plan sets your monthly student loan payment at an amount that is intended to be affordable based on your income and family size. Read the Federal Student Aid’s FAQ to learn about all the available options.