Consumer Law – Nassau Suffolk Law Services









New NY State Law to Help Victims of Identity Theft

New Law to Help Victims of Identity Theft! A new New York State law was signed into law in June 2022 by Governor Hochul to empower victims […]

What are my rights if my bank account is frozen?

How is a bank account frozen? One effective method of the collection after a creditor has obtained a judgment, is to serve a restraining notice on […]

¿Qué tipos de ingreso pueden sacarme de mi cuenta bancaria?

Cobranza de deudas e ingreso exento ¿Qué es un ingreso exento? Bajo las leyes federales y del estado de Nueva York, sus acreedores no pueden sacarle […]

What kinds of income can be taken out of my bank account?

What is exempt income? According to New York State and federal laws, certain income cannot be taken by creditors. This is called “exempt income.” You can […]

How much can a creditor garnish from my bank account?

As of January 2022, the minimum wage on Long Island is $15 per hour. With this increase, the amount of disposable income exempt from garnishment to […]

New Consumer Credit Debt Statute of Limitations

New Consumer Credit Debt Statute of Limitations! The New York State Consumer Credit Fairness Act mandates that starting April 7, 2022, creditors cannot sue or make […]

Medical Debt and your credit report

Beginning July 1, 2022, the credit bureaus will remove medical debt that has been paid off. Additionally, starting July 1, 2022, the grace period before reporting […]

New protections against surprise or out-of-network medical bills.

New protections against surprise or out-of-network medical bills. Since March 31, 2015, New York consumers with health coverage subject to New York law (e.g. HMO) were protected […]

Consumer Judgment Interest lowered to 2%

On December 31st, 2021, Governor Kathy Hochul signed the Consumer Judgement Interest Act (S.5724A/A.6474A) to protect New Yorkers from the excessive interest rate on money judgments […]

¿Cómo denuncio una estafa?

Cuando se trata del fraude al consumidor, el primer paso es reconocerlo. Si lo están estafando a usted o a alguien que conoce, es esencial decir […]

How do I report a scam?

When it comes to consumer fraud, awareness is the first stepIf you or someone you know is being taken advantage of, saying something early and reporting fraud […]

More Information on Student Loans

Total and Permanent Disability (TPD) Discharge If you are totally and permanently disabled, you may qualify for a total and permanent disability (TPD) discharge of your […]

What is Small Claims Court and how can I use it?

What is Small Claims Court? Small Claims Court handles cases for claims of $5,000.00 or less. The judge in Small Claims Court only has the power […]